{"id":5822,"date":"2022-01-27T04:57:37","date_gmt":"2022-01-27T04:57:37","guid":{"rendered":"https:\/\/www.flyopedia.com\/blog\/?p=5822"},"modified":"2022-01-27T06:46:03","modified_gmt":"2022-01-27T06:46:03","slug":"how-us-travelers-can-exchange-foreign-currency-in-india","status":"publish","type":"post","link":"https:\/\/www.flyopedia.com\/blog\/how-us-travelers-can-exchange-foreign-currency-in-india","title":{"rendered":"How US Travelers can Exchange Foreign Currency in India"},"content":{"rendered":"<p style=\"text-align: justify;\"><span style=\"font-weight: 400;\">Exchanging foreign currency has come a long way in India and there are new ways to exchange money. Depending on where you go, it can be a different experience. Now you can get foreign currencies from banks, money changers, or even at the airports.\u00a0<\/span><\/p>\n<p style=\"text-align: justify;\"><span style=\"font-weight: 400;\">Those days are now gone when getting your foreign currency exchanged in India was quite a tedious and complicated task. Not to mention the scams. If you are planning your vacations or a trip to India then you need to consider multiple options depending upon where and how much money you will be spending before deciding where to exchange the currency. Because it is very important that you do not carry extra cash in your pockets on your travel.\u00a0 As a tourist budget is the main thing of concern when you visit a foreign country, now <\/span><span style=\"color: #008000;\"><a style=\"color: #008000;\" href=\"https:\/\/www.flyopedia.com\" target=\"_blank\" rel=\"noopener\"><b>book international flight tickets online<\/b><\/a><\/span><span style=\"font-weight: 400;\"> from flyopedioa.com and find the cheapest airfare available on various international airlines for your trip to India.<\/span><\/p>\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_83 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">Table of Contents<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-4'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/www.flyopedia.com\/blog\/how-us-travelers-can-exchange-foreign-currency-in-india\/#How_to_get_rupees_before_post-arrival\" >How to get rupees before post-arrival<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-4'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/www.flyopedia.com\/blog\/how-us-travelers-can-exchange-foreign-currency-in-india\/#Procedure_to_exchange_foreign_currency_in_India\" >Procedure to exchange foreign currency in India\u00a0<\/a><ul class='ez-toc-list-level-5' ><li class='ez-toc-heading-level-5'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/www.flyopedia.com\/blog\/how-us-travelers-can-exchange-foreign-currency-in-india\/#Through_Banks\" >Through Banks:<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-5'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/www.flyopedia.com\/blog\/how-us-travelers-can-exchange-foreign-currency-in-india\/#Approved_Money_Exchangers\" >Approved Money Exchangers:<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-5'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/www.flyopedia.com\/blog\/how-us-travelers-can-exchange-foreign-currency-in-india\/#ATM_withdrawals\" >ATM withdrawals:<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-5'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/www.flyopedia.com\/blog\/how-us-travelers-can-exchange-foreign-currency-in-india\/#Direct_money_transfers\" >Direct money transfers:<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-5'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/www.flyopedia.com\/blog\/how-us-travelers-can-exchange-foreign-currency-in-india\/#Exchange_foreign_currency_at_Airport\" >Exchange foreign currency at Airport:<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-5'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/www.flyopedia.com\/blog\/how-us-travelers-can-exchange-foreign-currency-in-india\/#How_to_avoid_Exchange_Fees\" >How to avoid Exchange Fees:<\/a><\/li><\/ul><\/li><\/ul><\/nav><\/div>\n<h4 style=\"text-align: justify;\"><span class=\"ez-toc-section\" id=\"How_to_get_rupees_before_post-arrival\"><\/span><span style=\"color: #333399;\"><b>How to get rupees before post-arrival<\/b><\/span><span class=\"ez-toc-section-end\"><\/span><\/h4>\n<p style=\"text-align: justify;\"><span style=\"font-weight: 400;\">As per the guidelines issued by the Reserve Bank of India, a person is not allowed to carry more than <\/span><span style=\"font-weight: 400;\">\u20b910,000 in cash from a foreign country in India. The rules are there to ensure that no tax invasion happens and also due to black money matters.\u00a0<\/span><\/p>\n<p style=\"text-align: justify;\"><span style=\"font-weight: 400;\">If someone told you that you cannot take Indian currency from outside India then rest assured. Because now you can exchange your currency into Indian currency in the United States and the United Kingdom. Call your local bank before traveling to India and make sure that you can carry the right amount of rupees from your country.<\/span><\/p>\n<h4 style=\"text-align: justify;\"><span class=\"ez-toc-section\" id=\"Procedure_to_exchange_foreign_currency_in_India\"><\/span><span style=\"color: #333399;\"><b>Procedure to exchange foreign currency in India\u00a0<\/b><\/span><span class=\"ez-toc-section-end\"><\/span><\/h4>\n<h5 style=\"text-align: justify;\"><span class=\"ez-toc-section\" id=\"Through_Banks\"><\/span><span style=\"color: #339966;\"><b>Through Banks:<\/b><\/span><span class=\"ez-toc-section-end\"><\/span><\/h5>\n<p style=\"text-align: justify;\"><a href=\"https:\/\/www.flyopedia.com\/blog\/wp-content\/uploads\/2022\/01\/currency-exchange-through-banks.jpg\"><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter size-full wp-image-5828\" src=\"https:\/\/www.flyopedia.com\/blog\/wp-content\/uploads\/2022\/01\/currency-exchange-through-banks.jpg\" alt=\"currency exchange through banks\" width=\"800\" height=\"480\" srcset=\"https:\/\/www.flyopedia.com\/blog\/wp-content\/uploads\/2022\/01\/currency-exchange-through-banks.jpg 800w, https:\/\/www.flyopedia.com\/blog\/wp-content\/uploads\/2022\/01\/currency-exchange-through-banks-300x180.jpg 300w, https:\/\/www.flyopedia.com\/blog\/wp-content\/uploads\/2022\/01\/currency-exchange-through-banks-768x461.jpg 768w\" sizes=\"auto, (max-width: 800px) 100vw, 800px\" \/><\/a><\/p>\n<p style=\"text-align: justify;\"><span style=\"font-weight: 400;\">Nowadays there are so many banks in India that offer foreign currency exchange. If not the best, they also offer good value for money and are the most trustworthy place to get forex exchanged in India.\u00a0\u00a0<\/span><\/p>\n<p style=\"text-align: justify;\"><span style=\"font-weight: 400;\">Both private and government sector banks like Punjab National Bank, State Bank of India, Axis Bank offer currency exchange in India. <\/span><span style=\"font-weight: 400;\"><br \/>\n<\/span><span style=\"font-weight: 400;\">However, there are a few limitations when it comes to exchanging your currency through banks in India. For example, banks are operative on the working hours only, you may find crowds and long queues in the bank. And there are several state and government holidays on which banks stay closed in India.\u00a0<\/span><\/p>\n<h5 style=\"text-align: justify;\"><span class=\"ez-toc-section\" id=\"Approved_Money_Exchangers\"><\/span><span style=\"color: #339966;\"><b>Approved Money Exchangers:<\/b><\/span><span class=\"ez-toc-section-end\"><\/span><\/h5>\n<p style=\"text-align: justify;\"><a href=\"https:\/\/www.flyopedia.com\/blog\/wp-content\/uploads\/2022\/01\/Approved-Money-Exchangers.jpg\"><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter wp-image-5829 size-full\" title=\"Approved Money Exchangers\" src=\"https:\/\/www.flyopedia.com\/blog\/wp-content\/uploads\/2022\/01\/Approved-Money-Exchangers.jpg\" alt=\"Approved Money Exchangers\" width=\"800\" height=\"571\" srcset=\"https:\/\/www.flyopedia.com\/blog\/wp-content\/uploads\/2022\/01\/Approved-Money-Exchangers.jpg 800w, https:\/\/www.flyopedia.com\/blog\/wp-content\/uploads\/2022\/01\/Approved-Money-Exchangers-300x214.jpg 300w, https:\/\/www.flyopedia.com\/blog\/wp-content\/uploads\/2022\/01\/Approved-Money-Exchangers-768x548.jpg 768w\" sizes=\"auto, (max-width: 800px) 100vw, 800px\" \/><\/a><\/p>\n<p style=\"text-align: justify;\"><span style=\"font-weight: 400;\">Another way to get your currency exchanged in India is through RBI-approved money changers who are either authorized dealers from category II or have fully-fledged Money Changers Licence.\u00a0<\/span><\/p>\n<p style=\"text-align: justify;\"><span style=\"font-weight: 400;\">The advantage of these approved exchangers is that you do not need to have an account with them to sell your foreign currency. Since there are more money exchangers compared to banks, they may offer competitive exchange rates. There are so many options so you can always choose the exchanger that offers you the best price.\u00a0<\/span><\/p>\n<p style=\"text-align: justify;\"><span style=\"font-weight: 400;\">However, you still need to provide certain documents to verify your NRI status and carry out the transaction.\u00a0<\/span><\/p>\n<h5 style=\"text-align: justify;\"><span class=\"ez-toc-section\" id=\"ATM_withdrawals\"><\/span><span style=\"color: #339966;\"><b>ATM withdrawals:<\/b><\/span><span class=\"ez-toc-section-end\"><\/span><\/h5>\n<p style=\"text-align: justify;\"><a href=\"https:\/\/www.flyopedia.com\/blog\/wp-content\/uploads\/2022\/01\/ATM-withdrawals.jpg\"><img loading=\"lazy\" decoding=\"async\" class=\"wp-image-5830 size-full\" title=\"ATM withdrawals\" src=\"https:\/\/www.flyopedia.com\/blog\/wp-content\/uploads\/2022\/01\/ATM-withdrawals.jpg\" alt=\"ATM withdrawals\" width=\"800\" height=\"543\" srcset=\"https:\/\/www.flyopedia.com\/blog\/wp-content\/uploads\/2022\/01\/ATM-withdrawals.jpg 800w, https:\/\/www.flyopedia.com\/blog\/wp-content\/uploads\/2022\/01\/ATM-withdrawals-300x204.jpg 300w, https:\/\/www.flyopedia.com\/blog\/wp-content\/uploads\/2022\/01\/ATM-withdrawals-768x521.jpg 768w\" sizes=\"auto, (max-width: 800px) 100vw, 800px\" \/><\/a><\/p>\n<p style=\"text-align: justify;\"><span style=\"font-weight: 400;\">The simplest and easiest means of currency exchange in India is through an ATM. You can easily use your ATM debit card of the country of residence to withdraw the required amount of cash. Banks may charge transaction fees as well as service fees for using ATM cards overseas but it is the most simple, secure, and straightforward means to withdraw a specific amount of cash each time. Find the best <\/span><span style=\"color: #ff00ff;\"><a style=\"color: #ff00ff;\" href=\"https:\/\/www.flyopedia.com\/last-minute-flights-to-india\" target=\"_blank\" rel=\"noopener\"><b>last minute flight deals<\/b><\/a><\/span><span style=\"font-weight: 400;\"> to India and get your money exchanged here via ATM machines. But always make sure to use International travel cards to avoid exchange transaction fees.<\/span><\/p>\n<h5 style=\"text-align: justify;\"><span class=\"ez-toc-section\" id=\"Direct_money_transfers\"><\/span><span style=\"color: #339966;\"><b>Direct money transfers:<\/b><\/span><span class=\"ez-toc-section-end\"><\/span><\/h5>\n<p style=\"text-align: justify;\"><a href=\"https:\/\/www.flyopedia.com\/blog\/wp-content\/uploads\/2022\/01\/Direct-money-transfers.png\"><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter wp-image-5832 size-full\" title=\"Direct money transfers\" src=\"https:\/\/www.flyopedia.com\/blog\/wp-content\/uploads\/2022\/01\/Direct-money-transfers.png\" alt=\"Direct money transfers\" width=\"800\" height=\"537\" srcset=\"https:\/\/www.flyopedia.com\/blog\/wp-content\/uploads\/2022\/01\/Direct-money-transfers.png 800w, https:\/\/www.flyopedia.com\/blog\/wp-content\/uploads\/2022\/01\/Direct-money-transfers-300x201.png 300w, https:\/\/www.flyopedia.com\/blog\/wp-content\/uploads\/2022\/01\/Direct-money-transfers-768x516.png 768w\" sizes=\"auto, (max-width: 800px) 100vw, 800px\" \/><\/a><\/p>\n<p style=\"text-align: justify;\"><span style=\"font-weight: 400;\">Banks offer the facility to transfer direct money to your home country before the commencement of your travel. Using Mobile Banking, Net Banking, it is easier to transfer money from one bank account to another.\u00a0<\/span><\/p>\n<h5 style=\"text-align: justify;\"><span class=\"ez-toc-section\" id=\"Exchange_foreign_currency_at_Airport\"><\/span><span style=\"color: #339966;\"><b>Exchange foreign currency at Airport:<\/b><\/span><span class=\"ez-toc-section-end\"><\/span><\/h5>\n<p style=\"text-align: justify;\"><a href=\"https:\/\/www.flyopedia.com\/blog\/wp-content\/uploads\/2022\/01\/Exchange-foreign-currency-at-Airport.jpg\"><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter wp-image-5833 size-full\" title=\"Exchange foreign currency at Airport\" src=\"https:\/\/www.flyopedia.com\/blog\/wp-content\/uploads\/2022\/01\/Exchange-foreign-currency-at-Airport.jpg\" alt=\"Exchange foreign currency at Airport\" width=\"800\" height=\"515\" srcset=\"https:\/\/www.flyopedia.com\/blog\/wp-content\/uploads\/2022\/01\/Exchange-foreign-currency-at-Airport.jpg 800w, https:\/\/www.flyopedia.com\/blog\/wp-content\/uploads\/2022\/01\/Exchange-foreign-currency-at-Airport-300x193.jpg 300w, https:\/\/www.flyopedia.com\/blog\/wp-content\/uploads\/2022\/01\/Exchange-foreign-currency-at-Airport-768x494.jpg 768w\" sizes=\"auto, (max-width: 800px) 100vw, 800px\" \/><\/a><\/p>\n<p style=\"text-align: justify;\"><span style=\"font-weight: 400;\">If you are arriving at India\u2019s International Airports, you are most likely to find foreign currency exchange services upon exiting baggage claim in most of the terminals.\u00a0<\/span><\/p>\n<p style=\"text-align: justify;\"><span style=\"font-weight: 400;\">Some of them may be well-known players in the foreign currency exchange market, but you may also find smaller privately owned enterprises. And while it can seem convenient to exchange your cash right then and there at the airport. Foreign exchange services at Airport can charge you more than the money exchangers or banks when you get into town.\u00a0<\/span><\/p>\n<p style=\"text-align: justify;\"><span style=\"font-weight: 400;\">Airport foreign exchange can offer lower exchange rates and higher fees for their services, in exchange for convenience. So if you really need cash as you exit, you will always have options to exchange your currency. But it is always recommended to wait until you get into the city or town and get better exchange rates.\u00a0<\/span><\/p>\n<h5 style=\"text-align: justify;\"><span class=\"ez-toc-section\" id=\"How_to_avoid_Exchange_Fees\"><\/span><span style=\"color: #339966;\"><b>How to avoid Exchange Fees:<\/b><\/span><span class=\"ez-toc-section-end\"><\/span><\/h5>\n<ul style=\"text-align: justify;\">\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">International travel cards<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Credit cards with no foreign transaction fees<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Avoid cash advances (do not use credit cards as debit cards)<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Local Banks to exchange money (charge fewer fees than others)<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Use local currency for payments.<\/span><\/li>\n<\/ul>\n<p style=\"text-align: justify;\"><span style=\"font-weight: 400;\">Now you do not need to worry about getting your foreign currency exchanged in India. There are so many different options you can choose as per your vantage, book your <\/span><span style=\"color: #333399;\"><a style=\"color: #333399;\" href=\"https:\/\/www.flyopedia.com\/business\" target=\"_blank\" rel=\"noopener\"><b>best business class airline tickets online <\/b><\/a><\/span><span style=\"font-weight: 400;\">with Flyopedia to get the lowest airfare available.<\/span><\/p>\n<p style=\"text-align: justify;\"><strong>Also Read: <span style=\"color: #ff0000;\"><a style=\"color: #ff0000;\" href=\"https:\/\/www.flyopedia.com\/blog\/know-all-about-the-republic-day-celebrations-in-india\/\" target=\"_blank\" rel=\"noopener\">Know All About the Republic Day Celebrations in India<\/a><\/span><\/strong><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Exchanging foreign currency has come a long way in India and there are new ways to exchange money. Depending on<\/p>\n","protected":false},"author":1,"featured_media":5834,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"colormag_page_container_layout":"default_layout","colormag_page_sidebar_layout":"default_layout","footnotes":""},"categories":[11],"tags":[93,163,29,274,1610,1615],"class_list":["post-5822","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-travel-tips","tag-air-tickets-to-india-from-usa","tag-cheap-air-tickets-from-usa-to-india","tag-cheap-flights-to-india","tag-last-minute-flights-to-india","tag-us-to-india-flights","tag-us-to-india-last-minute-flights"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.6 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>How US Travelers can Exchange Foreign Currency in India | Flyopedia<\/title>\n<meta name=\"description\" content=\"Do not worry to exchange your foreign currency anymore in India. 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